Before we get to the "how to" part of this article, it's important to note that the price you pay for your auto policy depends on a long list of factors. The two most important are your driving history and the specific car you drive.
In terms of the former, the more accidents and violations you have on your record the more you're going to pay. As for the latter, if your car is on the high end in terms of its replacement value you will pay more for your insurance that someone driving a low-end vehicle.
The Process
Provided you have a clean record and an average priced car, you begin the process of finding cheap car insurance by using a free quote tool like the one you find on this website. You simply enter your zip code into the tool and let the computer do the rest. After a moment the quote tool will return a list of companies that you'll be able to contact for a closer look. Some search sites provide direct links and full contact information, others don't. Either way your next step is to look at some of those companies.
The best way to initiate the contact with an insurance provider is to visit their website. Almost all of the major providers have online quote tools similar to the one you used previously. The one difference is that you'll probably have to enter more information. Even so you should be able to complete the whole process in less than 10 minutes.
Compare, Compare, Compare
The key to getting very cheap car insurance is comparing more than one quote. Just as an example, if you ever have the pleasure of replacing your roof you're unlikely to simply choose the first contractor you find in the phone book without giving it a second thought. Instead you will most likely call three or four companies, asking them all to take a look and give you an estimate. Then you'll sit down and compare those estimates to find out what each contractor is offering and what he will charge.
Cheap car insurance works the same way. You need to have multiple quotes in your hand so that you can compare them one against another. And when you make your choice, it shouldn't be based just on price. You need to make sure you're getting a policy that will protect you as much as possible against financial loss. If you need some help making a decision, don't be afraid to ask the advice of your friends and family.
22 Oct, 2013
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Source: http://theinsuranceforme.blogspot.com/2013/10/how-to-get-cheap-car-insurance.html
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